Secure Your Business Today

- 98% Approval Rate For High Risk
- Next Day Funding Available
- Integration with most major POS systems
- Online integration
- Compliant
Check Eligibility
Success! Your request has been received.
Thank you for reaching out to us. One of our specialists is reviewing your information now to determine the best options for your business. You can expect a follow-up via email or phone within one business day.
Please try again later.
(01)
Apply Online
Complete our secure, digital application in under 10 minutes. No fax machines, no physical paperwork, just a simple digital form.
(02)
The Approval
We take your file directly to our high-risk banking partners. Most accounts are underwritten and approved within 24–48 hours.
(03)
The Launch
We integrate the gateway into your website or ship your terminal overnight. You start processing immediately.
FAQ
How do I get started with AmeriPay?
Getting started with AmeriPay is straightforward and guided from start to finish. The process includes a short application, a review of your business details through our banking partners, and hands on assistance configuring your payment setup. Once approved, you can begin accepting payments quickly and securely.
How is AmeriPay’s pricing structured?
AmeriPay offers pricing tailored to your business type, transaction volume, and processing needs. Instead of rigid, one size fits all plans, our pricing is designed to be transparent, competitive, and aligned with how your business operates, supporting long term efficiency as you grow.
Are there any upfront costs to begin processing?
In many cases, AmeriPay solutions can be launched with minimal or no upfront costs, depending on your setup. Our focus is on reducing friction at onboarding while ensuring your payment infrastructure is built for stability and scale.
How long does the approval process take?
Approval timelines vary by business type and documentation, but many accounts are approved the same day or within one business day once all required information is submitted. Our team works closely with banking partners to move accounts through the process efficiently while maintaining compliance standards.
Does AmeriPay support Visa, Mastercard, Discover, and American Express?
Yes. AmeriPay supports all major card brands, including Visa, Mastercard, Discover, and American Express. Through established, bank direct relationships, we work to deliver the best possible pricing across these networks, helping businesses lower processing costs while maintaining strong approval performance and a smooth customer checkout experience.
What options are available for in person payments?
AmeriPay supports a wide range of in person payment solutions, including countertop terminals, mobile devices, and fully integrated point of sale systems. Through partnerships with leading point of sale providers, we offer a broad selection of options designed to fit different business environments, industries, and customer interaction styles.
What do I need to accept payments online?
To accept payments online, a secure payment gateway is required to authorize and transmit transactions. AmeriPay supports gateway solutions that integrate cleanly with modern ecommerce websites and checkout flows, allowing payment fields to remain embedded without unnecessary redirects.
How does AmeriPay integrate with ecommerce platforms and business software?
AmeriPay integrates with a wide range of ecommerce platforms and business software through established payment gateway partnerships, including Authorize.Net, NMI, and Ecrypt. These integrations allow businesses to connect online stores, accounting tools, invoicing systems, and operational software without changing existing workflows, ensuring a seamless checkout experience, consistent reporting, and reliable transaction flow.
How does AmeriPay handle security and compliance?
Security and compliance are foundational to AmeriPay’s approach. We support PCI compliant processing, tokenization, and fraud monitoring tools, and provide guidance to help businesses protect cardholder data, reduce risk, and maintain a secure payment environment for both merchants and customers.

